Senior Client Services Should I collect Social Security at age 62 or 65?  Based on your individual circumstances, we will indicate the difference you and your family can expect in Social Security benefits at different ages. Do I have enough money to retire?  We will review your current assets, income and expenses.  We will then make an analysis to determine whether there will be any shortfalls in cash flow and what steps for improvement need to be taken. Which health insurance is the best for me?  Consultations are available to determine the advantages/disadvantages of each insurance plan and its interaction with Medicare. I'm concerned that I will lose my home if I have to go into a nursing home.  Is there some way that can be avoided? We provide consultations on the various forms of paying for long-term care.  These include: personal funding, long-term care insurance, HMO's, and various life insurance products. I have no family in the area.  Can I get some monthly assistance in paying my bills?  We offer monthly bill paying services including providing regular activity reports and tax information for your accountant. I can't keep track of my parents' medical bills.  With so many notices from doctors, hospitals, insurance companies, and Medicare, how can I untangle this paper chaos? We will monitor your parents' medical bills and corresponding reimbursements to insure timely payment and to prevent overpayments and duplicate payments. How will I manage if I lose my mental or physical abilities?   Out network of consultants can suggest a variety of services for mental and physical impairments from reconciling informal care provided by family and friends to the absolute care necessary.  Formal care may be required through home care, adult daycare, community-based services and skilled nursing homes.